AVP Associate – Citi Careers


Website Citi

Job Overview:

The Associate is an intermediate-level position in the Southern Africa & Oceanic Islands (SAIO) portfolio within the HMC/FI SSA Corporate Bank cluster that provides coverage of 7 Hub Managed Countries (HMC). The overall objective of this role is to act as a strategic advisor to our clients, provide oversight, strategy setting and drive for the respective Southern Africa & Oceanic Islands (SAIO) portfolio.

What you’ll do:

  • Act as a trusted advisor to HMC/FI SAIO Unit Head, on business trends and opportunities available in the market.
  • Supporting the HMC/FI SAIO Unit Head and as and when required deputise in absence of Unit Head.
  • Working with key product partners in TTS/Markets/DCM/CMO/IB & others as needed to drive the various product agendas across this client base.
  • Driving origination and managing a complex & senior client base including the CEOs & International Division Heads of Banks; Governors of Central Banks and Senior Government officials in various Ministries especially Ministry of Finance.
  • P&L / Business management responsibility for the assigned HMC/FI portfolio within SAIO Region (2-3 countries & progressively others)
  • Portfolio Risk Management (both credit & country risks) as the “first line of defence” for the business including:
    • Sponsoring Credit officer for the respective portfolio
    • Active & lead contribution to Country Risk Reviews for HMC countries (where XB risks are discussed, and limits & watch list status of countries re-validated)
    • Periodic engagement on Portfolio Management Plan for SAIO region, and
    • Managing credit risk from the portfolio & clients as appropriate / required.
  • Compliance / AML responsibility (KYC Renewal) for the portfolio ensuring pristine compliance standards are adhered to across this high AML risk portfolio.
  • Drive a high performance culture through development, coaching and management of Relationship Analyst (RA) team in SAIO region.
  • Ensure adequate return on assets that meets hurdle rates on capital
  • Provide PAM back-up to Group Relationships managed under the SAIO region. Develop & sustain customer satisfaction and loyalty at high levels
  • Ensure compliance with laws, regulations and corporate policies in respective countries of coverage
  • Support in the coordination & providing input into HMC Governance forums.

What you’ll have:

  • Strong analytical & credit skills a plus.
  • Business builder with a good track record to prove it.
  • Strong inter-personal skills
  • Self-starter / self -motivated individual
  • Bachelor or Masters (preferred) Degree in Business, Finance, Economics, Accounting, Engineering, and Maths etc. (other areas of specialization will be considered on a case-by-case basis).
  • Client Management skills at C-suite level
  • Good understanding of Corporate Banking processes
  • Ability to prioritize and work under pressure
  • Strong spreadsheet skills
  • Good product and process understanding of TTS/FXLM (including derivatives), DCM/CMO etc.
  • Credit Skills – understanding of financial statements and ability to perform financial analysis/ modelling/ credit appraisals.
  • English pro-efficiency is mandatory, multilingual (Portuguese, is beneficial).
  • Working knowledge of corporate banking products and credit policies/ procedures
  • Prior work experience in Citi or other financial services experience in the areas described above (Business, Risk, Banking, and TTS) a strong plus. Minimum of 3-5 years of work experience
  • Strong communication & presentation skills
  • Attention to detail
  • Independent and strategic thinker